Top Cashback Bank Accounts

Top Cashback Bank Checking Accounts and Cashback Bank Debit Cards

Top 5 Cashback Debit Cards in 2025

Debit cards with cashback rewards have become an increasingly popular choice for savvy spenders. They combine the convenience of spending directly from your bank account with the perk of earning back a portion of your spending. If you’re looking to maximize your rewards, here are five of the best cashback debit cards available today, including standout options from Primis Bank, Upgrade, and more.

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1. Primis Bank Debit Card

Cashback Offer: $0.50 per swipe

Primis Bank’s innovative cashback program stands out for its simplicity: earn 50 cents for every transaction, regardless of the amount. Whether you’re buying a cup of coffee or groceries, this flat-rate reward system ensures consistent cashback for every purchase. With no complicated tiers or categories, Primis Bank is an excellent choice for those who make frequent small purchases.

Click here to learn more about Primis Cashback Checking Accounts!!

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2. Upgrade Rewards Checking Plus

Cashback Offer: 1-3% on eligible purchases

Upgrade’s Rewards Checking Plus account offers one of the most generous cashback rates in the industry. Cardholders can earn 2% cashback on everyday purchases like groceries and utility bills and up to 3% on select categories. The account also includes no annual fees and no overdraft fees, making it a top contender for high-reward seekers.

Click here to lerarn more about Upgrade Cashback Bank Accounts

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3. SoFi Checking and Savings Debit Card

Cashback Offer: Up to 2% on purchases

SoFi’s debit card not only offers up to 2% cashback on purchases but also integrates seamlessly with its broader financial ecosystem, including loans and investment accounts. Additionally, SoFi provides perks like no account fees, free ATM access, and early paycheck deposits. For those looking for a versatile financial partner, SoFi is a strong contender.

Click here to learn more about Sofi Cashback Bank Accounts!

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4. Discover Cashback Debit

Cashback Offer: 1% on up to $3,000 in monthly purchases

Discover’s Cashback Debit card is a classic option for earning rewards on everyday purchases. Cardholders can earn 1% cashback on up to $3,000 in purchases each month, making it a solid choice for moderate spenders. Plus, Discover’s extensive ATM network and fee-free features add extra convenience.

Click here to learn more about Discover Cashback Checking Accounts

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5. Axos Bank CashBack Checking

Cashback Offer: Up to 1% on signature-based purchases

Axos Bank’s CashBack Checking account allows customers to earn up to 1% cashback on eligible purchases. To qualify for the maximum rate, you must maintain a minimum monthly balance, but the account’s flexibility and high earning potential make it a worthwhile option for those who can meet the requirements.

Click here to learn more about Axos Cashback Checking Acounts

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Choosing the Right Cashback Debit Card

When selecting a cashback debit card, consider your spending habits and financial needs. For frequent, small transactions, Primis Bank’s $0.50-per-swipe offer might be the best fit. If you’re looking to maximize rewards in specific categories, Upgrade or SoFi may be better options.

Whatever your choice, cashback debit cards offer a great way to make your money work harder for you without the complications of credit card debt or fees. Start earning rewards today with one of these top-rated cards and invest those gains into dividend stocks! 😉 *Not financial advice, just one very obvious option…